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Need to Repair Roof Shingles?
Roofing Blog

Need to Repair Roof Shingles? Here’s What You Should Know!

Your roof is your home’s first line of defense against the elements, and missing or damaged shingles can lead to serious problems if left unchecked. Shingles protect your home from leaks, mold, and costly repairs—but Florida’s heat, storms, and high winds can take a toll. The good news? Florida’s Best Roofing is here to help!

While some minor repairs might seem doable on your own, having a trusted professional handle the job ensures long-lasting protection for your roof and home. Let’s walk through the process of replacing missing roof shingles and explain why calling the pros is often the best choice.


Steps to Replacing Roof Shingles

1. Gather the Right Materials
To properly replace missing shingles, you’ll need roofing nails, replacement shingles, a hammer, a pry bar, a utility knife, roofing cement, and safety gear like a harness and gloves.

2. Locate the Damaged Shingles
Inspect your roof carefully—either from the ground or by safely climbing up. Look for missing, curled, or cracked shingles. Even a small issue can lead to major leaks!

3. Remove the Damaged Shingles
Using a pry bar, carefully lift the surrounding shingles and remove any loose or broken ones. Be cautious to avoid damaging nearby shingles.

4. Prep the Roof Surface
Clean the area thoroughly to remove debris, dirt, or old adhesive. Apply a layer of roofing cement to help the new shingle adhere properly.

5. Install the New Shingles
Slide the replacement shingle into place and secure it with roofing nails just above the adhesive strip. Apply roofing cement over the nails for a watertight seal.

🔧 6. Repeat as Needed
If you have multiple missing or damaged shingles, repeat the process to ensure full protection for your roof.


DIY vs. Hiring a Professional

While small repairs might seem manageable, climbing on your roof can be dangerous—and improper repairs can cause more damage in the long run. A professional roofer ensures your shingles are installed correctly, preventing leaks and extending the life of your roof.

Why Choose Florida’s Best Roofing?

  • Fully Licensed & Insured (CCC 1325974)
  • Decades of Experience in Florida’s unique climate
  • Free Roof Inspections & Estimates
  • Quality Work with Long-Lasting Results

If you’re in Palm Coast, Flagler, or Volusia, don’t wait until a small issue turns into a major repair! Call Florida’s Best Roofing today at 📞 386-263-7906 for a free estimate.

Protect your home with Florida’s trusted roofing experts! #RoofRepair #FloridaRoofing #PalmCoastRoofers #FreeRoofInspection

Common Roofing Problems
Roofing Blog

Common Roofing Problems & How to Prevent Leaks

Roof issues often go unnoticed—until a leak appears inside your home. By then, the damage can be costly. To avoid expensive repairs, it’s important to spot potential problems early. Here’s a quick guide to the most common roofing issues and how to prevent them.

Keep Up with Roof Care

Routine roof checkups are essential! Ideally, inspect your roof once a year and after major storms. Simple maintenance can go a long way, including:
✔ Clearing gutters and removing leaves or pine needles
✔ Trimming overhanging branches that can scrape or fall on your roof
✔ Fixing small issues before they become costly leaks

In Florida, hurricanes and storms can weaken roofs over time. If you have trees too close to your home, consider removing them to prevent storm damage.

Key Areas to Watch

Flashing: A Common Weak Spot

Flashing is the metal material placed around vents, chimneys, and roof joints to keep water out. If it cracks, lifts, or separates from the roof, water can seep in, causing leaks. A professional can inspect your flashing and ensure it’s properly sealed.

Roof Valleys: High Risk for Leaks

Water flows down valleys of the roof, making them more prone to wear and tear. These areas require extra protection. If improperly installed or damaged, leaks are almost guaranteed.

Storm Damage: The Silent Threat

Even minor storm damage can weaken your roof, making it vulnerable to future leaks. Keep an eye out for:
Missing or creased shingles – Wind can lift and loosen them.
Hail damage – Small dents on shingles may not seem like much, but they allow water to seep through over time.

Get a Professional Roof Inspection

If you haven’t had your roof checked in a while, now’s the time! Early detection saves you money and protects your home.

📞 Call Florida’s Best Roofing today at 386-263-7906 for a FREE roof inspection & estimate! Serving Palm Coast, Flagler, and Volusia areas.

#RoofingExperts #FloridaRoofing #FreeEstimate #HomeProtection #StormReady


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Roofing Blog

Kick Off 2025 with a Stronger and Safer Roof

FREE Estimates All Year!

Happy New Year from all of us at Florida’s Best Roofing! As we step into 2025, it’s the perfect time to make sure your roof is in top shape for the months ahead. Whether you’re dealing with minor wear and tear, leaks from recent storms, or you’re ready for a full roof replacement, our expert team is here to help.

And here’s something to celebrate—we’re offering FREE estimates all year long for homeowners in Flagler County, St. Johns County, and Volusia County! 🏠✨

Why Choose Florida’s Best Roofing?

Licensed & Insured Professionals: With over twenty years of experience, we provide reliable roofing services you can count on.
Community-Focused Service: Proudly serving our neighbors in Flagler, St. Johns, and Volusia Counties.
Premium Materials & Long-Lasting Quality: We use only top-grade materials to ensure your roof stands strong through every season.
Timely & Transparent: From free inspections to completing the job, we keep you informed every step of the way.

We know how unpredictable Florida’s weather can be, from heavy summer storms to high winds in the cooler months. That’s why maintaining a durable and secure roof is essential for protecting your home and family all year long. If you live in Palm Coast, St. Augustine, Daytona Beach, or anywhere in between, we’re your trusted local roofing partner ready to respond quickly to your needs.

Whether you need emergency storm damage repairs, routine maintenance, or a full roof replacement, Florida’s Best Roofing has a solution tailored to fit your home’s specific requirements. Our team works diligently to ensure high-quality craftsmanship, outstanding customer service, and roofs that will last for years to come.

Start the Year Right – Schedule Your Free Estimate Today!

Prevent small issues from becoming big headaches later. Whether it’s fixing damaged shingles, sealing leaks, or improving your home’s energy efficiency, Florida’s Best Roofing has you covered. Don’t wait—our calendar is filling up fast!

📞 Call us at 386-263-7906 or message us here to book your FREE estimate. Let’s make 2025 your home’s safest year yet!

#NewYearNewRoof #FloridasBestRoofing #FreeEstimate #RoofingExperts #PalmCoastPros

The Hidden Hazards of Water Damage
Uncategorized

The Hidden Hazards of Water Damage

Recent rainstorms have highlighted the importance of watching for leaks in your home. Regularly inspecting your ceilings for signs of water damage is essential, as even small leaks can quickly escalate into significant problems, compromising the safety and livability of your home.

While some home improvement projects can be delayed, roof leaks are an urgent issue. Ignoring even minor water intrusion can lead to extensive damage with costly repairs. Leaks not only weaken your home structurally but can also pose serious safety and health risks.

Roof leaks can arise from various sources, including storm damage, falling debris, hail, or even improper installation or defective roofing materials. Additionally, a lack of regular maintenance or simply the natural aging of your roof—typically designed to last 20–30 years—can contribute to leaks.

Here are some lesser-known but serious ways leaks can impact your home and life:


1. Higher Utility Bills

Water entering your attic doesn’t just harm wood decking and ceilings—it also damages attic insulation, which plays a critical role in regulating your home’s temperature. Wet insulation loses its effectiveness, causing your heating and cooling systems to work harder, which drives up energy costs. Prolonged exposure to moisture, especially during Florida’s rainy summer months, can render insulation ineffective for an extended period.


2. Interior Mold and Mildew

One of the most dangerous consequences of untreated leaks is the growth of mold or mildew. Mold can spread throughout your home’s structure and HVAC system, reaching carpets, furniture, and even clothing. The most common type of mold resulting from water damage is black mold, which, while rarely toxic, can still cause respiratory issues—particularly for individuals with asthma or other health conditions. Remediating mold is costly and requires specialized professionals, making early intervention critical.


3. Fire Hazards

Leaks in ceilings and walls can seep into your home’s electrical systems, which are often routed through these areas. Water can corrode wires or short-circuit electrical connections, increasing the risk of fire. If you suspect a leak near electrical wiring, it’s essential to turn off the electricity in that area and consult a professional immediately.


4. Damage to Attics and Ceilings

Attic spaces are often the first to show signs of water damage. Stored items may be ruined, and wooden structures can begin to warp or rot. Inside your home, leaks can stain ceilings, cause plaster to bubble, and damage paint. Over time, water damage spreads, compromising nearby ceilings and walls, affecting insulation, drywall, and even structural beams.


5. Compromised Structural Integrity

Prolonged water intrusion weakens vital structural elements such as rafters, joists, wall framing, fascia boards, and trim. While the initial damage may seem cosmetic, untreated leaks can lead to rot, mold growth, and ultimately the deterioration of the wood. The cost of replacing these elements has risen significantly due to lumber price increases, and severe damage could make your home unsafe to occupy or even lead to partial collapse.


Act Fast to Protect Your Home

Roof leaks are not a problem to ignore. At the first sign of a leak, consult a roofing professional to identify the source and address the issue promptly. Protect your home, your safety, and your wallet by acting quickly.

If you’re in Volusia County, Flagler County, or St. Johns County, Florida’s Best Roofing, Inc. is here to help. As a fully licensed (CCC 1325974) and insured local contractor with decades of experience, we offer free estimates to assess your roof’s condition and recommend solutions. Call us today at 386-263-7906 to schedule your inspection and protect your home from water damage!

Roofing Blog

Roof Repair or Replacement: Making the Right Choice

With hurricane season approaching, it’s time to assess your roof’s condition. If you discover damage, deciding whether to repair or replace it depends on factors like age, damage extent, energy efficiency, cost, and your future plans for the home. Here’s a guide to help you make the best decision for your roof.


Age of the Roof

The age of your roof is a major factor. Asphalt shingles typically last 15-25 years, while metal or tile can last up to 50 years or more. If your roof is nearing the end of its lifespan, replacement may be more cost-effective over time, preventing leaks and expensive repairs down the line.

Unsure of your roof’s age? A professional roofing contractor can provide an inspection and estimate its remaining lifespan, helping you decide whether repair or replacement is the right choice.


Extent of Damage

Minor damage, like a few missing shingles, can usually be fixed with a quick repair. But extensive damage, such as widespread missing shingles, rot, or structural issues, may call for a full replacement.

A professional roofing contractor can assess the damage and give you a clear estimate of repair versus replacement costs. Remember, while repairs may be less costly initially, they could be temporary fixes, costing more over time if the roof continues to deteriorate.


Energy Efficiency

Replacing an older roof with modern, energy-efficient materials can reduce energy bills. Newer options like reflective asphalt shingles or metal roofing can help keep your home cooler by deflecting UV rays, which reduces strain on your air conditioning.

Some roofing materials, like metal, are also recyclable, making them a more sustainable choice. An experienced roofing contractor can guide you through energy-efficient options that may lower your bills and reduce your environmental footprint.


Cost Considerations

Cost is always a key factor. Repairs are generally cheaper, but they might only provide a temporary solution. A full roof replacement may come with a higher upfront cost, but it could offer long-term benefits like improved energy efficiency, increased curb appeal, and better protection during storms.

Your roofing contractor can provide a detailed cost estimate to help you decide which option is most practical for your budget and long-term needs.


Future Plans for Your Home

If you’re planning to sell your home soon, a new roof can boost its value and attract more buyers. Conversely, if you’re staying long-term, a well-done repair might be more practical for the time being.

A roofing professional can help you weigh the pros and cons based on your future goals for the home, guiding you toward a solution that aligns with your needs.


Get Expert Guidance

When it comes to roof repair or replacement, important factors include the age of the roof, the damage extent, energy efficiency, cost, and your future plans. Florida’s Best Roofing, Inc. is a fully licensed (CCC 1325974) and insured, local roofing contractor with years of experience. If you’re in Palm Coast, Flagler, or Volusia, call us at 386-263-7906 for a free estimate or with any questions about your roof!

Roofing Blog

Should You Buy a House with an Old Roof?

When purchasing a home, there are countless factors to consider, and finding one that ticks all the boxes can be both time-consuming and stressful. Even if you find the perfect home in an ideal neighborhood and within your price range, what if the roof is old? This guide will help you weigh the pros and cons of buying a house with an aging roof, especially in areas like Daytona Beach or St. Augustine, where weather conditions can impact roof longevity.

How Old is the Roof?

The first step is determining the age of the roof. You can find this information from local property appraiser records, city or county building departments, or by asking the realtor and sellers directly. If the home has had the same roof since it was built or has not been replaced in many years, it’s critical to know how much life it has left.

Roofs can last anywhere from 20 to over 30 years, depending on the materials used and the weather conditions. Even in areas like Daytona Beach and St. Augustine, where harsh weather is common, some roofs—especially those made from tile or metal—can be more durable. Once you know the age, the next step is to assess the condition of the roof.

Assessing the Condition

Checking the roof’s condition is vital. This can be done through a professional inspection, preferably by a licensed roofing contractor. In coastal areas like Daytona Beach or St. Augustine, roofs are often exposed to salt, wind, and hurricanes, which can cause faster wear and tear.

When inspecting the roof, look for missing or damaged materials, such as shingles, tiles, or metal sheets. Be sure to check for granules from shingles in the gutters, as excessive granule loss can signal the need for replacement. Additionally, pay attention to any soft spots on the roof, as they may indicate dry rot caused by poor attic ventilation or insulation.

Mold, algae growth, and staining on the roof can also be red flags, indicating the need for repairs or replacement.

Warning Signs to Watch Out For

Replacing a roof can be a significant investment, costing thousands of dollars, so it’s important to identify warning signs that could signal the need for major repairs or a full roof replacement.

  • Missing Shingles or Tiles: Missing materials mean the roof is no longer watertight, which can lead to water damage inside the home.
  • Loose Shingles: If shingles can be easily lifted, they are no longer providing adequate protection.
  • Rotten Wood: Rotten wood in the attic or around the house structure points to water damage, often requiring extensive repairs and possibly structural work.
  • Stains and Soft Spots: Water stains on the interior ceilings, walls, or in the attic could indicate leaks. Feel around these spots to check for softness, as this suggests ongoing damage.

Is the Roof Worth It?

Should you buy a house with an old roof? It depends on its current condition. If the roof is old but in good shape, it might still be a good investment. However, if the roof shows signs of damage or decay, you may want to negotiate with the seller for repairs or a price reduction.

In regions like Daytona Beach and St. Augustine, where weather can accelerate roof wear, it’s especially important to factor in potential future costs. Ask for an inspection, and get quotes on repairs or replacement costs before making your final decision.

Conclusion

Buying a house with an old roof doesn’t have to be a deal-breaker, but it’s crucial to know what you’re getting into. By understanding the roof’s age and condition, especially in weather-prone areas like Daytona Beach and St. Augustine, you can make a well-informed decision. If you spot any warning signs, you might want to reconsider or negotiate with the seller for repairs.

If you need a roof inspection, have any questions about your roof, or want a free estimate for your property in Daytona Beach, St. Augustine, or the surrounding areas, reach out to Florida’s Best Roofing at 386-263-7906! We’re here to help you make sure your investment is a smart one.

How to Handle a Sudden Ceiling Leak: A Stress-Free Guide
Roofing Blog

How to Handle a Sudden Ceiling Leak: A Stress-Free Guide

Discovering a leak in your ceiling can be overwhelming. Your mind may race with concerns about finding a reliable contractor, managing repair costs, and dealing with potential disruptions to your daily routine. You might even worry about mold and other complications if the issue isn’t addressed promptly. But don’t panic—this step-by-step guide will help you navigate the process smoothly, removing much of the stress.

Step 1: Identify the Source

The first thing to do when you find a leak is to determine its origin. This will guide your next steps and inform you of which professionals to call for repairs. Don’t worry—you don’t need to climb onto your roof or venture into the attic. Simply consider that a leak involves water entering a place where it shouldn’t be. There are two potential sources: weather or plumbing. If the leak continues regardless of the weather, it’s likely a plumbing issue. If it only leaks when it’s raining, the problem is probably with your roof.

Step 2: Document the Leak

Regardless of the source, it’s crucial to document the leak for insurance and liability purposes. Take photos of the leak and the surrounding area as soon as you discover it. Continue to photograph any changes, whether the leak worsens or not, and keep documenting the process throughout the repairs. These photos might not be necessary, but they could be invaluable if you need to file an insurance claim. If you decide to contact your insurance company, they will expect you to have taken steps to mitigate further damage, so be sure to do so.

Step 3: Hire a Contractor

Next, you’ll need to hire a contractor. It’s best to choose a local, experienced, licensed, and insured professional. A quick internet search will help you find reputable contractors in your area, sorted by customer ratings and reviews. A roofing contractor should visit your home within a day or two to assess the situation and provide an estimate. If the earliest appointment is more than a couple of days away, you might want to consider another contractor, especially if the leak is active.

When the contractor arrives, make sure to ask them to identify the specific cause of the leak. This is important because some causes are covered by property insurance, while others are not. The contractor should be able to tell you whether your leak is likely covered. If you’re unsure, contact your insurance agent to verify. Even if the repair cost is below your deductible, file a claim anyway, as the deductible only applies once per policy period. This way, if another issue arises within the same period, you’ll be fully covered.

Step 4: Schedule Repairs

After hiring a contractor and agreeing on a price, it’s time to schedule the repairs. For active leaks, repairs are usually scheduled within a week. If the leak is severe, the contractor may take immediate measures to mitigate further damage, such as tarping the area. If you’ve filed an insurance claim, make sure repairs are scheduled after the adjuster has inspected the damage. If this isn’t possible, ensure your contractor takes detailed photos before, during, and after the repair to provide to your insurance company.

Step 5: Clean-Up and Payment

Once the leak is fixed, you’ll need to address any interior damage, such as ceiling stains or drywall issues. A good roofing contractor can recommend a reliable handyman or painter to restore your ceiling to its original condition. After everything is repaired, you can make the final payment, and your home will be back to normal.

Florida’s Best Roofing, Inc. is a fully licensed (CCC 1325974) and insured local roofing contractor with decades of experience. If you need roof replacement or repair services in the Palm Coast, Flagler, or Volusia area, contact us at 386-263-7906 for a free estimate!

The Risks of Delaying Roof Replacement
Roofing Blog

The Risks of Delaying Roof Replacement

Your roof is not just a decorative component of your home; it’s a critical shield that guards against the elements. Over time, even the most robust roofs can deteriorate, making timely replacement crucial. Delaying roof replacement might seem like a way to save money in the short term, but it can lead to significant dangers and costs down the line. In this article, we’ll explore the risks associated with postponing roof replacement and emphasize why it’s essential to address roofing issues promptly.

 

Increased Repair Costs

One of the primary dangers of delaying roof replacement is the ever-increasing cost of repairs. Roof damage tends to worsen over time, and what might start as a small leak or a few missing shingles can quickly escalate into a major problem. When you procrastinate, minor issues can evolve into extensive water damage, structural problems, and mold growth, which demand expensive repairs or even a full roof replacement.

 

Energy Inefficiency

A compromised roof doesn’t just let water in; it also allows conditioned air to escape. This means your heating and cooling systems have to work harder to maintain a comfortable indoor temperature, resulting in higher energy bills. Delaying roof replacement can lead to a significant increase in your monthly utility costs, which could easily surpass the savings from postponing the initial replacement.

 

Decreased Home Value

The condition of your roof significantly impacts your home’s curb appeal and overall value. A worn-out, damaged, or outdated roof can deter potential buyers and lower your property’s market value. Delaying roof replacement not only puts your home at risk but also reduces its resale value, making it harder to recoup your investment when you eventually decide to sell.

 

Structural Damage

A well-maintained roof plays a vital role in protecting your home’s structural integrity. When you delay roof replacement, water damage can seep into your home’s framework, weakening the walls, ceilings, and even the foundation. This structural damage can lead to expensive repairs and compromise the safety of your home.

 

Health Hazards

Water leaks from a deteriorating roof can create the perfect breeding ground for mold and mildew. Exposure to these fungi can pose significant health risks to you and your family, including respiratory problems, allergies, and other adverse health effects. Ignoring the issue or delaying roof replacement allows these health hazards to thrive and spread throughout your home.

 

Increased Insurance Premiums

Insurance companies consider the age and condition of your roof when determining your homeowner’s insurance rates. If you delay roof replacement and your roof becomes more susceptible to damage, you might find yourself paying higher premiums. In some cases, insurance providers may even cancel your policy if they deem your roof too high of a risk.

 

Legal Liability

Roof damage that goes unrepaired can extend beyond your property’s boundaries. If your deteriorating roof causes damage to a neighbor’s property or injures someone on your premises, you may be held legally responsible. Delaying roof replacement puts you at risk of costly lawsuits and potential liability for any accidents or damage caused by your damaged roof.

 

Lost Peace of Mind

Living under a roof that you know is in poor condition can be stressful. The constant worry about leaks, water damage, and the need for emergency repairs can take a toll on your mental well-being. When you delay roof replacement, you lose the peace of mind that comes with knowing your home is a safe and secure place for you and your loved ones.

 

Missed Energy Efficiency Benefits

Modern roofing materials and technologies offer significant energy efficiency benefits that can save you money in the long run. Delaying roof replacement means missing out on potential energy savings through improved insulation and ventilation. Upgrading to an energy-efficient roofing system can not only reduce your utility bills but also benefit the environment by lowering your carbon footprint.

 

Environmental Impact

Old, deteriorating roofs are often less energy-efficient and can contribute to environmental issues. Roofs with leaks or damage may allow rainwater to infiltrate your home, leading to water wastage and potential pollution. Additionally, older roofing materials may not be recyclable, increasing the environmental impact when they eventually need replacement.

 

Conclusion

While delaying roof replacement may seem like a cost-saving strategy in the short term, it comes with numerous dangers and potential long-term expenses. From escalating repair costs and decreased property value to health hazards and legal liabilities, the risks of postponing this essential home improvement project are substantial. To protect your home, your investment, and your peace of mind, it’s crucial to address roofing issues promptly and consider the long-term benefits of a well-maintained, energy-efficient roof. Don’t wait until the dangers become a reality—invest in the safety and longevity of your home by scheduling a roof replacement when needed.

 

If you have any questions about roofs or need a roof repair, we would be happy to help you out. Florida’s Best Roofing, Inc. is a fully licensed (CCC 1325974) and insured, local roofing contractor with decades of experience. If you are interested in roof replacement or repair and you are in the Palm Coast, Flagler, or Volusia area, please give us a call at 386-263-7906 for a free estimate!

Roofing Blog

How Do I Make Sure My Roof Is Insured?

Your roof provides protection for your home; it is an integral part of what makes the home safe and secure for living in. But, as I am sure you know, your roof requires protection too. The roof takes the brunt of the damage done by weather to the house, from intense sun in the summers, to thunderstorms, winds, tropical storms, and hurricanes. It can also suffer hail damage and damage from falling objects, such as tree branches. If anything ever happens to your roof, you need to be sure that it can quickly be repaired or even replaced if that becomes necessary. As roof repairs are often quite expensive, and replacement even more so, it is important to have insurance protection for your roof to provide you with the funds for repair or replacement when they become necessary.

 

The good news is that the roof is protected by the overall property insurance policy on the house. So the first step to protecting your roof is to make sure that you have a property insurance policy. If you do not have one, then you should shop for one as soon as possible. If you do have a policy, then it is always good to make sure that it is up to date and that payments are being made on time on the premium to keep it active at all times. 

 

The insurance market in Florida is in some turmoil right now, so finding a good property insurance policy may be a bit more difficult than it has been before. The highly active hurricane seasons of recent years have very much stressed this market with very high claim volumes. This, along with some other issues, and the expectation of more hurricanes in the years to come have stressed some companies to the point of pulling out of the state or shutting down altogether. These events have led to fewer companies operating in the Florida insurance market with the same, in fact an increasing, number of homeowners seeking policies. This not only raises premium prices, but also raises the bar for qualifying for a policy. One of the primary qualifications is a roof with remaining life expectancy. If your roof has passed the life expectancy on its covering (shingles, tile, or metal), it will be very difficult to insure because of its susceptibility to damage. For these reasons, it is also important to keep your roof up to date and replace it when its life expectancy ends.

 

When shopping for a policy, and even if you already have a policy, it is important to check some key details to make sure that you have adequate coverage for your roof. One of the primary details to check is for an endorsement that puts limitations on roof coverage. These types of endorsements often limit roof coverage, especially for windstorm or hail damage, to actual cash value instead of replacement cost. It is important to have replacement cost coverage because this means that the claim will be covered at the price that it costs to repair or replace the damage at current market prices. If your policy lacks replacement costs coverage for the roof (or anything else), then claims on damage to the roof will be paid out at a depreciated rate. Usually, replacement cost policies pay out on a claim in two checks. First a check is sent out at the depreciated rate, and then with proof of repairs having been done, a second check is sent out for the depreciation. If a policy only covers the roof at actual cash value, then there is no second check. The rate of depreciation values with time, but it can lead to significant out of pocket costs, especially if roof replacement is required.

 

Another detail to check is whether or not the insurance policy allows you to choose your own contractor to carry out repairs. Some policies limit the insured to a particular contractor who automatically receives any payment made on the claim. These contractors are usually partnered with the insurance company in some way. This kind of policy or contract is not necessarily bad, but it can limit your choices. So, if you want to be able to make your own decision regarding who does repairs on your house, you may want to consider a different type of policy. These are the two main issues to look out for, but if you are ever unsure about a policy, make sure you consult an insurance professional before purchasing.

 

If you have any questions about roofs or need a roof inspection, we would be happy to help you out. Florida’s Best Roofing, Inc. is a fully licensed (CCC 1325974) and insured, local roofing contractor with decades of experience. If you are interested in roof replacement or repair and you are in the Palm Coast, Flagler, or Volusia area, please give us a call at 386-263-7906 for a free estimate!

Roofing Blog

Summer Fun: Tales of Roofing Across Time Part I

Nowadays roofing construction and the roofing business can seem mundane and often quite a hassle for those who have to deal with roof repairs or roof replacement. While that, in fact, may have always been the case throughout history, roofing does play a key role in a few tales across time, from mythological, to historical, to mundane. In the next few posts we will look at interesting ways that roofing has come up in ancient mythology and history while contextualizing these snapshots for those who may not be quite so familiar with tales from antiquity.

 

The Odyssey

 One of the world’s earliest works of literature is an epic poem in ancient Greek attributed to the fabled bard Homer. It is unclear whether an actual person named Homer existed who was associated with the poetry attributed to him, but two epic poems do survive from around 800-700 BCE that become foundational for world literature, particularly in Europe: the Iliad and the Odyssey. These two poems were part of what is called the Trojan cycle, which included several other narrative poems that no longer survive. They narrate events surrounding the Trojan War, a major event in Greek mythology. While the Iliad is a narrative of events surrounding the tenth year of the war, focusing on Achilles, the greatest of the Greek heroes, the Odyssey is a story of another hero’s wandering and return home after the war. Here we will address one particular, and very famous, episode in the Odyssey that involves roofs.

 

Aeaea

 In book 10 (of 24) in the Odyssey, the main character, Odysseus, tells a story about his travels when he is addressing the Phaeacians, a people who welcomed him toward the end of his 10 years of travels (during which he was trying to make it home after fighting on the Greek side in the Trojan War and being instrumental in capturing the city of Troy—he was the architect behind the plan of the Trojan horse). Participating in the ancient, revered art of storytelling, a major theme in the Odyssey, Odysseus tells about how in his travels he and his men accidentally landed on the island of Aeaea, ruled by Circe, after a series of unfortunate events that involved the likes of the Cyclops and the Laestrygonians—a mythological race of boulder wielding cannibals. In Greek mythology Circe was the daughter of the god Apollo and a witch. Odysseus sent half his men to explore the island, and Circe promptly turned them into pigs by feeding them magic food, allowing one to report back to Odysseus (a folktale motif—don’t eat food in mysterious places ruled by mysterious women). Odysseus sets out to rescue his men, and he is assisted by the god Hermes, who gives him a special flower (moly) that keeps Circe’s magical food from transforming Odysseus into a pig. When Odysseus confronts Circe, she tries to turn him into a pig anyway, but he threatens her with his sword, and she sleeps with him instead (that’s definitely how that works). Circe turns the pigs back into men, and Odysseus spends a year with her. They have a son, Telegonus, who in some versions of the myth (not the Odyssey) decades later kills his father. After a year, Odysseus decides to leave, but Circe tells him to go check out the Underworld first.

 

Elpenor

 The night before the journey, Odysseus and his men are invited to a banquet by Circe, who now serves as their hostess. During this banquet, using her witchy powers, Circe advises Odysseus that in order to find his way back home to Ithaca (his goal), he must consult the famed prophet Tiresias. Unfortunately, at this point Tiresias is dead. Thus, Circe instructs Odysseus on how to reach a gateway to the Greek underworld, Hades, and how there to summon the shades of the dead, particularly Tiresias, in order to get his advice. Odysseus plans to set out on this fact-finding mission immediately the next morning. Yet, also during this banquet, Odysseus’ youngest comrade, Elpenor, gets very drunk and decides to spend the night sleeping on the roof of Circe’s house.

 The next morning, setting out for their journey to the Underworld, Odysseus and his men notice that Elpenor is missing. Deciding that they do not have the time to search for him, they board their ship and sail to the west (the general direction of the underworld in ancient mythology across the world). Having reached the most western lands, beyond the limits of the world (in ancient Greek mythological understanding), Odysseus proceeds to dig a giant pit to the underworld with his sword—doubtless the best instrument for this—and then he conducts the ritual (involving libations of water, milk and honey, wine, and then animal blood) to summon the shades of the dead, including Tiresias.

 Before he can speak to Tiresias, however, Odysseus is confronted by the shade of Elpenor. After a short conversation, Odysseus learns from Elpenor that unbeknownst to the rest of the men, Elpenor was not just missing, but dead. He woke up on the roof the morning after the banquet and, forgetting where he was, in his confusion, fell off the roof, breaking his neck. Elpenor begs Odysseus to return to Aeaea and bury his body, since otherwise he cannot enter the underworld and proceed with the afterlife. Odysseus agrees to do so, and in fact does just that after returning to Aeaea following his conversation with the other shades of the underworld, allowing Elpenor’s shade to pass into the underworld.

 

 If you are interested in ancient tales, stay tuned for the next post!

 If you have any questions about roofs, we would be happy to help you out. Florida’s Best Roofing, Inc. is a fully licensed (CCC 1325974) and insured, local roofing contractor with decades of experience. If you are interested in roof replacement or repair and you are in the Palm Coast, Flagler, or Volusia area, please give us a call at 386-263-7906 for a free estimate!

Insurance Claims for Roof Damage
Roofing Blog

Insurance Claims for Roof Damage: 5 Tips

When your home or property gets damaged by a storm or other natural event, you want to be confident that repairs and restorations will be covered by your property insurance. After all, this is why you pay your yearly insurance premiums to avoid hassle when your property sustains damage. For those unfamiliar with the insurance claims process, however, it can pose some challenges and present frustrations. This is why we are here to help you get prepared and make your way through filing a roof damage claim and getting your roof back to its original undamaged state. Here are five tips for dealing with the insurance and claims process that will help to make it quick and easy.

 

  1. Know your policy

While most people are content simply knowing that they have an insurance policy and leave the details to their insurance agent, it is essential that you are familiar with certain parts of your policy. The first is the policy period. Insurance will only cover damage sustained during the period that the policy is active, which can be found under the heading “policy period” at the front of the policy. Make sure that you renew your policy before any deadlines so that it stays current and you have coverage at all times.

Regarding roofs, it is also important to watch out for policy endorsements that may limit roof coverage. A list of endorsements can be found in the Declarations Page section of each property insurance policy. Some insurance companies are adding an Actual Cash Value roof assessment endorsement. This may not seem like a big deal normally, but when it comes to wind or hail storm coverage for the roof, it results in a depreciated payment for roof repair or replacement. This typically amounts to an insurance payment that is only a percentage of what it will actually cost you to repair or replace the roof (somewhere around fifty percent). While ACV coverage endorsements can lower your premiums, they will bite back with significant out of pocket costs in the event of storm damage.

 

  1. File your claim in a timely manner

In Florida, you have, by law, two years from the day that damage occurred to file a claim. While this timeline gives you significant leeway, it is always best to file the claim as soon as you notice the damage and as close as possible to the date of loss (the date of the storm). This will get the process started and prevent any further damage from occurring, which may increase your costs in the long run. Additionally, insurance policies typically require the policyholder to take any possible measures to mitigate damages while the claims process is happening. This means that if there is a delay in the filing of a claim, and a leak resulting from a storm damaged roof worsens, then an insurance company may refuse to pay for any interior damages or mold issues resulting from the worsening of that leak. Avoid extensive interior damages and repairs liability by filing the claim as soon as possible.

 

  1. Maintain open lines of communication with your insurance company

Throughout the claims process you will be in extended communications with your insurance company, from filing the claim, to getting in touch with your adjuster, to scheduling an inspection, to receiving their acknowledgement of the filing, to receiving their estimate and settlement letter, and so on. This process will be much quicker and easier if you have open lines of communication with your insurer. Make sure that your property insurance company always has your updated physical address, an updated phone number, and ideally an updated email address which you check frequently. You may also want to sign up for text/SMS alerts. While your insurer will mail you physical copies of their correspondence letters if necessary, the process will proceed much faster if this can be done electronically. 

 

  1. Keep organized and document the process

Your adjuster will conduct an inspection of your property after you file a claim. It is always good, however, to have your own documentation as well. Make sure to photograph any property damage and note the cost of any damaged or destroyed items. Note also the dates of damage and dates of the photographs. Keep a running list of anyone with whom you speak about the claim (adjusters, inspectors, contractors, etc). On this list, note the date and time of conversation, the name, title, and contact information of the person with whom you spoke, and a summary of what was discussed. While you may not need any of this, it will make your life much easier if any problems do arise.

 

  1. Consult a professional in case of difficulties

When starting a claims process, it is always good to talk to someone who has been through it before. This may be a friend, family member, or neighbor who can give you an idea of what to expect. In the case that your claim is denied or it seems to you that the insurer’s estimate does not match the damages, you always have the option of contacting a professional. A public adjuster or even a contractor will likely have dealt with dozens or hundreds of claims. They will be familiar with local statutes that govern insurance estimates and will be happy to send their own estimate to your insurance company. Do not be afraid to look for help, and make sure that you contract with a reputable company.

If you suspect that your roof sustained damages covered by your insurance, we will be happy to do an inspection and advise you through the claims process. Just give us a call and we would be happy to help you out. Florida’s Best Roofing, Inc. is a fully licensed (CCC 1325974) and insured, local roofing contractor with decades of experience. If you are interested in roof replacement or repair and you are in the Palm Coast, Flagler, or Volusia area, please give us a call at 386-263-7906 for a free estimate! 

Insurance Estimate
Roofing Blog

Should I Share My Insurance Estimate With My Contractor?

If your roof was damaged during a storm, a frequent occurrence around these parts, then you may have turned to your home insurance company for help. After the claim is filed and the adjuster makes his inspection, you receive an estimate from your insurance company that details the repairs that need to be done and how much the insurance carrier will pay for them. At this point you are probably looking into hiring a contractor, and wondering whether you should share that insurance estimate with the roofing contractors that you are looking into. Some people fear that revealing their insurance estimate to contractors may allow a non-reputable contractor to take advantage of them or to raise their prices. So what should be done in this situation? Here are some things you should know:

Believe it or not, most roofers are on your side. Reputable, licensed roofing companies want to do what is best for their customers. Established local companies are looking to make their customers happy to stay in business and get referrals. A good roofer will be able to look at an insurance estimate and determine whether it is a fair representation of what it will take to fix all the damage on the roof. Because good contractors give warranties, they will not do a partial repair just to have to come back again later. 

Roofers can find damage that an adjuster may have missed when surveying the property. The first response you get from the insurance company and the scope of loss that accompanies it is not necessarily the final statement on the claim. Claims can be supplemented by contractors with a second or even third estimate if it is found that further work is required to fully repair the damage and return your property to its pre-storm condition.

There is really no reason that a contractor would use your insurance estimate against you. Reputable contractors will work with you and your insurance company to make sure you are treated fairly. If, however, a contractor asks for an immediate deposit after seeing your estimate, there may be some concerns. In this case it is advisable to get a second or third opinion. You always have the option to choose your contractor and change contractors before you sign a contract. 

Problems on a claim can arise because while the homeowner feels that the insurance company should cover all required repairs and renovations, the goal of the insurance company is to pay out as little as possible. For this reason, every homeowner should hire a reputable contractor who can accurately assess damages and prove to the insurance company that these damages must be covered in the claim. A good roofing contractor will be able to guide you through the claim process, supplement the original insurance response as necessary, and apply all relevant state statutes and building codes so that you are offered a fair assessment of what it will take to repair or replace your roof and get it up to code.

During the claims process, a field adjuster inspects your roof and a desk adjuster decides the payout. They often follow a standard template provided by their company, but not all roofs are the same. Some roofs have features that others lack. Building codes vary by state, county, and city. Codes are also updated every few years. Contractors keep up to date on codes in their local areas because they need their work to pass inspections by city or county officials. Since adjusters are not roof installers, it is important to have a roof contractor review your estimate to make sure that the adjusters did not miss any roof features or roof damages. They will also be able to see if the estimate created by the insurance company takes into account all applicable building codes. 

It is also important that your contractor reviews not just your insurance estimate but also your policy and all relevant documents. Some policies impose time limitations on roofing repairs, some do not include code upgrades, and all policies require mitigation of any further damage. Some policies include Actual Cash Value (ACV) provisions which issue only partial coverage for roof replacement or repairs. A good roofer will be able to foresee any issues that may arise out of the type of coverage you have and advise you properly on what to expect.

At Florida’s Best Roofing we are very knowledgeable about the insurance claims process and how to get a fair and honest estimate from your insurer. We will help guide you through the process. If you have any questions about the condition of your roof or your insurance estimate in the Palm Coast, Flagler, or Volusia area, please give Florida’s Best Roofing a call at 386-263-7906!

Florida’s Best Roofing, Inc is a Palm Coast-based roofing contractor, providing professional roofing services in Flagler and Volusia County Areas.

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